Look: Print Quality
Lines should be sharp and well defined with no blurred edges. Colours should be clear and distinct.
Look: Watermark
Hold the note up to the light. You should see a WATERMARK image of Sir Walter Scott accompanied by the denominational value of the note. When you lay the note on a table the watermark will appear light around its perimeter. The watermark is visible from both the front and back of the note.
Look: Security Thread
The SECURITY THREAD is not visible when the note is laid flat, but when the note is held up to the light the thread becomes visible as a continuous line containing the text 'BOS 20'.
Look: See Through
The thistle emblem in the top right corner of the front of the note has white around it when the note is laid on a table. But when viewed against the light the surrounding fills in neatly with colour from the reverse of the note.
Look: Microprint
When examined closely with a good quality magnifying glass the text in the four corners of the note can be seen to read: 'BANKOFSCOTLANDBANKOFSCOTLAND'.
Look: Serial Numbers
Each note has a unique number which is printed twice on the front of the note, vertical on the upper left and horizontal on the bottom right. Serial numbers consist of two letters followed by six numbers, which are all the same size.
Look: Denomination Numerals
The number 20 appears near the top left and bottom right on the front and back of the note.
Feel: Paper Quality
The paper should feel crisp - not limp, waxy or shiny.
Feel: Raised Print
If you run your finger along the Bank of Scotland title, the Bank of Scotland coat of arms and the words Twenty Pounds you will feel raised print.
Tilt: Colour Changing Ink
When you move the £20 note from horizontal to vertical the square in the bottom left corner will change colour from magenta to green.
Check: UV Fluorescence
If you place the note under a good quality ULTRA-VIOLET light, you will see highlighted on the front of the note a four line horizontal and a four line vertical barcode together with parts of the bank's corporate logo.
Check: Compare
Always compare both sides of a suspect note with another note that you know to be genuine, looking for differences between the two. Make sure you check the size of a suspect note against a known genuine note.
Check: Compare
Always compare both sides of a suspect note with another note that you know to be genuine, looking for differences between the two. Make sure you check the size of a suspect note against a known genuine note.
Look: Print Quality
Lines should be sharp and well defined with no blurred edges. Colours should be clear and distinct.
Look: Watermark
Hold the note up to the light. You should see a WATERMARK image of Sir Walter Scott accompanied by the denominational value of the note. When you lay the note on a table the watermark will appear light around its perimeter. The watermark is visible from both the front and back of the note.
Look: Denomination Numerals
The number 20 appears near the top left and bottom right on the front and back of the note.
Feel: Paper Quality
The paper should feel crisp - not limp, waxy or shiny.
Check: UV Fluorescence
If you place the note under a good quality ULTRA-VIOLET light, you will see highlighted on the back part of the patterns surrounding the vignette and part of the borders of the note.
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